THERAPY

Maria's therapeutic approach is integrative and thoughtfully tailored to individual needs, drawing from evidence-based modalities that include:  

• Cognitive Behavioral Therapy (CBT) • Dialectical Behavior Therapy (DBT) • Psychodynamic Therapy • Exposure and Response Prevention Therapy (ERP) • Family Systems • Motivational Interviewing • Person-Centered • Trauma-Informed Therapy • Solution-Focused Therapy

• Strength Based Therapy

Major credit cards, HSA, and Insurance are accepted. 

Before your first session, a credit card must be placed on file and set up for autopay. This card will be used to cover any out-of-pocket costs, including self-pay fees, copays, deductibles, and other financial obligations related to services rendered. 

All charges will be invoiced and processed within 24 hours from the time of service. This system ensures timely payment and minimizes administrative delays, allowing us to focus on your care. 

Good Faith Estimate

If you are a self-Pay client, you have the right to receive a Good Faith Estimate (GFE) that outlines the expected cost of your care. Under federal law, healthcare providers are required to give patients who do not have insurance, or who are not using insurance, an estimate of the total charges for medical services. The estimate is intended to help you make informed decisions about your treatment and avoid unexpected costs. 

If you receive a bill that is $400 more than your GFE, you have the right to dispute the charges. 

For more information, click below:

No Surprises Act

Cancellation & Missed Session Fee Policy:

• Cancellations or rescheduling requests made with less than 24 hours notice will be subject to a cancellation fee equal to 50% - 100% of the session cost.
  
  

• No-shows or missed appointments without prior notice will also incur a session fee.
  
  

• Repeated cancellations or missed appointments may affect your ability to book future sessions.
  
  

We appreciate your understanding and cooperation in helping us maintain a fair and effective scheduling system for all clients.

Enlightening Journey Clinical Therapy Services, Inc. accepts the following insurance plans: 

Blue Cross Blue Shield PPO, Blue Cross Community, United Healthcare, Aetna, Carelon, Optum, Cigna, and Medicare. If you will be using insurance benefits, eligibility and benefits will be discussed with your insurance provider prior to services beginning. You will be given the opportunity to decide if you would like to continue services, after understanding what your out-of-pocket responsibility might be related to co-pays, co-insurance, or other patient responsibility. Once services begin, the claim is submitted on your behalf.

If your insurance is not accepted, and you would like to use out-of-network benefits with your insurance provider, a monthly statement (“superbill”) can be provided to present to your insurance company for possible reimbursement. Out of network reimbursement eligibility or rates of reimbursement vary based on your insurance plan. Please call your insurance provider prior to beginning services to ask about your plan’s out of network mental health reimbursement. The amount for an out-of-network session is invoiced and deducted within 24 hrs of the time of service.

**Disclosure**

It is your responsibility to know all payment requirements from your insurance company, and the verification service provided by Enlightening Journey is a courtesy. It is recommended that you understand your mental health benefits, deductibles, and the copay rates for your plan prior to starting therapy. You will be responsible for those costs at the time of service. 

I find it essential to let you know that Insurance companies require a formal diagnosis to apply for reimbursement. Moreover, your insurance company may ask for your therapy records. Client confidentiality and discretion are of the utmost importance to me, and using insurance is not a requirement, but your choice.